Opening a savings account online with IDFC FIRST Bank is a straightforward process that you can complete from the comfort of your home. Follow these steps to open an account:
1. Visit the IDFC FIRST Bank Website
To begin, open a web browser and go to the official IDFC FIRST Bank website (https://www.idfcfirstbank.com). Look for the “Open an Account” section, typically found on the homepage or in the menu.
2. Choose the Type of Account
On the “Open an Account” page, you’ll find different types of accounts to choose from, including the Regular Savings Account, Zero Balance Account, and Premium Account. Select the type that best suits your needs. For instance, if you want a basic savings account with no minimum balance requirement, you can choose the Zero Balance Savings Account.
3. Start the Application Process
Once you select your preferred account type, you’ll be redirected to the account opening form. This form will require you to provide some essential information. Some basic details typically requested include:
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Personal Information: Full name, date of birth, gender, marital status, etc.
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Contact Information: Mobile number, email address, and residential address.
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Nominee Details: You may be asked to provide details of a nominee for your account.
4. Upload Required Documents
Next, you’ll be required to upload scanned copies of some mandatory documents. These are necessary for verifying your identity and address. Documents typically required are:
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Aadhaar Card or Passport
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PAN Card (for income tax purposes)
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Photograph (passport-sized)
Ensure that the scanned copies of your documents are clear and legible to avoid any delays in the process. If you’re using the mobile app, you can take a clear picture of the documents directly from your phone.
5. E-KYC Process
IDFC FIRST Bank follows the Electronic Know Your Customer (e-KYC) process. This means that your identity will be verified using your Aadhaar number and biometric authentication. If you choose to complete the process via the bank’s mobile app, you may be asked to complete a video verification or perform an Aadhaar-based biometric authentication.
6. Verify Mobile Number and Email
To ensure that you are the rightful owner of the mobile number and email address provided, the bank will send OTPs (One-Time Passwords) to your mobile number and email. Enter these OTPs in the respective fields to verify your contact details.
7. Review and Submit the Application
Before submitting the application, review all the details you’ve entered to ensure accuracy. Once you are confident that all the information is correct, click the “Submit” button to complete your application.
8. Account Activation
After submission, the bank will process your application. Once everything is verified and approved, your account will be activated. You’ll receive your account details, such as the account number and the IFSC code, via email or SMS.
9. Receiving the Welcome Kit
Some accounts come with a physical welcome kit, including a checkbook and debit card, which will be sent to your registered address. You can also activate and start using your debit card once it arrives.
Conclusion
Opening a savings account online with IDFC FIRST Bank is a simple and convenient process. Ensure you have all your documents ready and follow the steps on the bank’s website or mobile app for a hassle-free experience. The entire process can be completed within a few minutes, and once approved, your account will be active and ready for use.
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